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Communication, Transparency, and Availability

Fair Mortgage Lending was formed to take a mentor stance when assisting our clients in obtaining their dream homes, refinancing to better terms, and accessing home equity. Headquartered in Miami, Florida, we pride ourselves on our fast-moving service, outstanding customer support and communication, and overall client satisfaction. The process is not just about paperwork and ticking boxes — we are here to educate and guide you through the journey. 

 

As technology plays an increasingly influential role for today's mortgage brokers, our company stays focused on the primary source of customer satisfaction — the human connection. While many brokers emphasize clicks to their site and annual volume, we take a different approach. We strive to maintain high-trust relationships with our clients, current, and future homeowners, business partners, team members, and the broader community.

 

With Fair Mortgage Lending, the client relationship always comes first. After all, real people and emotions are behind every transaction.

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Murilo Araujo

President

Born in Brazil and living in the US since 2008, I am a typical foreigner that went through all the steps as a regular immigrant. I had to learn English, share apartments, miss my family, and work in many different jobs until I found my passion in the Mortgage Business in 2017.


Having a harrowing experience going through the process of financing a couple of properties gave me the motivation to get into the mortgage business and better the process. In 2017, working for a company focused on foreigners and self-employed clients, I became an expert on those types of loans. And from 2018 to 2021, being part of the refinance boom, I experienced several different types of loans and scenarios daily, turning me into an experienced and successful loan officer.

 

In 2021, FAIR Mortgage Lending was created based on my core values: communication, transparency, and availability. The client must always be in First Place.

 

FAIR Mortgage Lending has been a success since its opening; our clients are like family to us; they love our process and their treatment and our google reviews speak for ourselves.

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Ricardo Lima

Vice-President

I am the Vice-President and Senior Loan Officer for Fair Mortgage. As a loan officer, I focus on carefully listening to the clients' desirable goals to design the absolute best path to accomplish them.

I joined the mortgage industry at the beginning of 2020. At that time, the industry was booming, and I had to accelerate my learning curve to become as efficient as possible and assist all my clients' needs. Today, I am the proud co-owner of FAIR Mortgage, where I can expand my services and knowledge to educate clients every step of the way when pursuing their mortgage needs.

Due to my hospitality background, my approach as a Loan Officer is not based solely on completing a sale transaction and moving on to the next. I enjoy going the extra mile and creating a personalized experience for my clients, and developing lasting relationships, always making myself available far after the loan processing is complete.

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